Uma analise básica sobre a novo "CPMF" que está sendo proposto pelo governo, perde muita utilidade para o comercio e interação entre pessoas, devido as novas tecnologias como as da blockchain.
Transações feitas em moedas virtuais seja entre carteiras virtuais diretas ou seja em uma dapp (pagina para utilização de moeda para compra de produtos, não é contabilizada pelo ambiente financeiro do governo pois não utiliza a moeda corrente nacional.
Como o Imposto nem tão novo assim incide sobre transações financeiras quanto menos transações são feitas menor o acumulo do imposto, na década que esse imposto foi implementado, uma forma de burla-lo era manter o dinheiro em mãos para que sua movimentação não pudesse ser taxada, dinheiro na mão ou de baixo do colchão. Claro que isso só é valido para uma inflação controlada para não haver perda de valor na moeda.
Com a era digital, moedas virtuais são o novo dinheiro na mão. podendo ter os mesmos benefícios de dinheiro em banco na conta corrente sem o revés do imposto.
Com toda tecnologia disposta no surgimento de moedas virtuais de todos os tipos e com estabilidades delas como moedas ou ate mesmo como ativo, temos uma possibilidade unica de ver acelerado essa tecnologia para contrapor uma medida ineficiente.
Como dito no texto relação com o dinheiro ter qualidades de moedas diferentes para finalidades diferente da uma consistência de importância para cada atividade e grupo que se utiliza dela.
Obrigado
quarta-feira, 11 de setembro de 2019
segunda-feira, 9 de setembro de 2019
white paper
white paper
A system that unifies companies and ideas of products in
negotiating scope, selling of process ideas, unfinished products and the
company itself.
Managed in order to provide a better interaction between
the creator, executor and the investor, conferring ownership and credibility
for startup, franchises and/or brands that are consolidated in the market.
An experience of this is a very fine mix of stock
exchange concepts, social networking, startup, blockchain in a negotiating
environment that streamlines the relationship between the negotiating parties.
Totally innovative design never before implemented.
Make the business relationship (item) between parts
faster and decrease the number of intermediaries making the creation,
investment and acquisition of knowledge projects accessible at all levels of
society.
We are committed to helping our customers achieve their
financial success by investing intelligently and securely, offering information
and products in an exempt manner.
We believe that the knowledge and freedom of choice can
change as the Brazilian invests.
Innovation, independence, education
The modern concept that all people can relate directly,
not only in private and private environments, political and financial public
about Tutelas, but now in a direct and unrestricted business environment.
Have a currency of a review power of all businesses made
in the environment, and can shape and format the blockchain to our needs.
Thought of as a net with weights and weights, where the
number of businesses subside and guarantees the volume of traded products, as a
company with sale, cash flow maintaining the virtual and physical structure, as
a stock exchange, a free environment for business Among individuals on legal
entities with a sophisticated trading structure, the Bank of ideas will be the
startup that connected the fintecs, social networks, and managers of all kinds.
The company type will be described as an S.A. but will
not be on the stock exchange initially. It will be a private equity
microenterprise (according to Brazilian legislation). (To check necessary
documentation, characteristics in the commercial board, check accounting and
legal compatibilities)
Accounting and legal part (outsourced) for adequacy of
accounting and legal proceedings.
The company will be hosted on a server itself, in order
to meet the demands of changes and demand that may arise, the server would be
in place to decide with multiple servers if needed. The most important thing
about locale will be the domain of the site that should be a. com.
The appearance of the page is similar to a group auction
site to find people, locations, business types, and values.
By viewing the page you will have all your business
information, which companies, projects or ideas have already been bought and
how much you sold, as a segmented explanatory financial account.
When viewing another user's page, you'll see basic
information about the person, index of trust, and products he's negotiating. By
opening the tab of each product specific information of ACA item that brings
credibility to it.
Prepare legal drafts (acquisition and other types of
transactions) to be chosen to enter the blockchain when necessary. (Prepare a
contract for each activity available).
Environment divided into tabs corresponding to personal
information, companies that manages (with all legal documentation), products
and processes (duly registered and patented) to trade with companies, business
environment (where there will be Transactions between system users), the
blockchain system for verifying all transactions performed, information
environment with statistics and reports.
The site will operate in full time, and the management
will be from 8:00 to 18:00 hours.
To avoid a hard break, the trading hours of the companies
will be from 9:00 to 17:00 hours as well as the stock exchange. There may be
30-minute stops during the day to avoid strong speculations in the middle of
the day.
The main product is the negotiation of companies and/or
ideas of companies, products and processes. Reducing bureaucracy between the
parties, bringing speed and credibility in the negotiations between the
parties, bringing knowledge of legislation, on the structure of companies
record ideas and brands and even patents, thus improving the business
environment and Making it more productive. Approaching possible partners become
a more productive business environment.
As we work with digital currencies there will be a
digital wallet for exchanging currencies between the parties (people), also
described in the blockchain for better dispersion of coins.
Separating by business niches and business activity area.
Sale of legal accounting service for adjustment of the
company to the business model to be included in the platform.
Company opening Manual (IPO).
Selling propaganda inside the media.
Maintain server payments and maintenance equipment.
Legal and accounting payments.
The core of the proposed business is to connect several
groups of people who transform a business:
The thinkers: Researchers, developers (people of the
area) and scholars to propose new ways to implement make and/or new products.
The executors: Who puts his hand in the dough and
transforms the business into reality.
Investors: People willing to believe and profit together
with the other groups through an initial contribution.
Making a curatorship indicating the best investments, the
safest and the most profitable, generating value to the product that will be
negotiated.
Opening of negotiation respecting the IPO opening, as
described below. All documents must be updated and open to investor analysis,
if it is not subject to system penalties with the loss of its stars.
They must be duly registered/patented.
The negotiation will be between the parties by the direct
use of the Register/patent (for production by prior contract with the
parameters).
IPO (corporate capital opening), objective criteria for
the acquisition of stars (scores).
1. Have all the opening
documentations of companies. CNPJ, permits, State registration, etc...
2.the company must take physical
place of work
3. Your partners must be
individuals.
4. Must have balance sheet auditable
every 3 months.
5. There may be no prior debts
pending in other financial systems.
Managing this project is necessary to segment it by areas
of knowledge, along with a credibility to get to the point that there are no
major changes in the base project.
Specific changes in appearance, accessibility, interface
and data management should have a routine for continuous improvement and
adaptation of the project.
A cryptocurrency of a blockchain will balance the
business done within the site environment, making its value the value of the
company's assets. All trades will be made in this currency that would be valued
with the increased business made and devaluate with the decrease of turnover.
Being in a blockchain the business between the parties can be signed (as in a
contract) and were registered in a free and verifiable environment so that
there are no possible frauds.
Generating 2 business environments: first for business
companies by people (an environment where only people can negotiate companies)
and second to business products and processes by companies (where companies can
negotiate processes and purchases of records and Patents for production).
Star system for sorting.
In the first item to the negative evaluation there should
be justification is can be corrected both by those who evaluated and by the
managers of the system. (In case of non-evaluation or revaluation enters the
first impression of those who evaluated).
(1/4) Community Assessment (Win star If you have 2/3
positive evaluation)
(1/3) Documentation, manuals and control programs
(1/2) Balance sheet and inventories
(1) Formal acquisition on our part
(3/2) Who pays dividends
Companies registered without documentation
cannot be negotiated.
Finance management will be done on 2 levels:
With the sale of our cryptocurrency that will be backed
up in the company's balance sheet, transactions between national currencies and
our cryptocurrency will have a rate (not yet calculated, should contain bank
fees) on the transaction (as Exchange does). Start at 2.5%
The value of the company will be calculated with a
multiplier by the risk factor in the acquisition of the undertaking.
The total of available currencies will be multiple of 100
(to represent the 100% of the company's shares directly), and it can be sold at
a rate of 1% for the first 8 weeks, decreasing to 1% for the next 34 months, 1%
in the following years until reaching the tot 49% of Total, the remaining 51%
will be made available to the founding members who can disperse their dividends
in the system according to their wishes.
Total Traded currencies = fixed value per unit
Scatter chart by participants
Total currencies to be traded/total currencies available
for trading.
Every negotiation runs the algorithm.
Trigger in the algorithm: it only values the 2 incoming ˚
and devalues in the 1 ˚.
Portfolios are where the resources and information of
currency purchases and product titles are available.
The blockchain will have the characteristics of ethereum
(a blockchain that has in its data structure the possibility of, in addition to
the transactions, write minutes along with the transactions made).
The computational power of growth of this blockchain will
be provided by each computer that is negotiating its companies (as if they were
mining).
Free currency, backed only by the company itself.
Any fraction of the currency can be traded to the
corresponding values.
Platinum Digital Corporated
PDC
Banking transactions should preferably be done by the
following fintech
-Itau Unibanco
- Original bank
-Nubank
- Ewally
-Aximetria
The described business has relatively high start-up costs
(with equipment, lodging, assembly and maintenance costs), but costs
significantly decrease the
|
Obs
|
Qty
|
Vr. PDC
|
Balance in
Reais
|
Vr. Purchase
(R $)
|
Discount
(2.5%)
|
Vr. Discount
|
Qtde PDC
|
|
|
Initial currency balance
|
100.000,00000000
|
R$ 1,00000000
|
R$ 1.000,00000000
|
R$ 100,00000000
|
R$ 2,50000000
|
R$ 97,50000000
|
97,50000000
|
|
|
First purchase
|
99.902,50000000
|
R$ 1,00097595
|
R$ 900,00000000
|
R$ 250,00000000
|
R$ 6,25000000
|
R$ 243,75000000
|
243,51234375
|
|
|
Second purchase
|
99.658,98765625
|
R$ 1,00342179
|
R$ 650,00000000
|
R$ 450,00000000
|
R$ 11,25000000
|
R$ 438,75000000
|
437,25380834
|
|
|
Third purchase
|
99.221,73384791
|
R$ 1,00784371
|
R$ 200,00000000
|
R$ 100,00000000
|
R$ 2,50000000
|
R$ 97,50000000
|
96,74119050
|
|
|
Fourth purchase
|
99.124,99265741
|
R$ 1,00882731
|
R$ 100,00000000
|
R$ 50,00000000
|
R$ 1,25000000
|
R$ 48,75000000
|
48,32343392
|
|
|
Fifth purchase
|
99.076,66922349
|
R$ 1,00931936
|
R$ 50,00000000
|
R$ 25,00000000
|
R$ 0,62500000
|
R$ 24,37500000
|
24,14993812
|
|
|
Sixth purchase
|
99.052,51928536
|
R$ 1,00956544
|
R$ 25,00000000
|
R$ 25,00000000
|
R$ 0,62500000
|
R$ 24,37500000
|
24,14405158
|
|
|
R$ 1.000,00000000
|
R$ 25,00000000
|
971,62476621
|
||||||
Maintenance and sporadic restructuring of the base
system, algorithms and visibility and propaganda.
With a curatorship of projects (a personalist analysis
saying which project is more advantageous to the investor through investment
markers), it will require a rigorous registration of both people and companies.
The resources for maintaining the entire business
structure for this project must come from the funds from the billing fees of
the currency conversion financial transaction and from the initial sales of the
company's currencies to the public. All value acquired with the transactions
must be reserved for the payment of redemption of the users.
You can access specific parts of the blockchain where
your transactions occurred.
Companies that bankrupt or do not pay their dividends,
their partners are prohibited from negotiating other companies in the system.
(Until they pay their debts).
Companies capture resources for their projects. Recompram
your assets to make new assets available.
The business presented through this, has unlimited
potential for interaction among people, and can face large social network
models presenting an innovative proposal and a purely interaction in the
business model and management of companies.
Each social network has a specific functionality, with
Facebook being the network of people and collective memories, Twitter the
network of fluid information, Instagram a visual network of moments, Youtube
the network of videos, the LinkedIn network work encounter. Unlike all these, this
business will bring the missing environment to negotiate new products,
acquisition of projects and negotiation between legal entities or acquiring
them.
Bringing reality an environment that exists within the
means of values, where one expects results for the speculation of a company,
can follow from the birth of a project until its maturity.
A way to invest, maintain the liquidity of products. A
currency for purchase, resource acquisition and business formalization.
Today we have a regional and global environment
(including countries where their state economic guidelines depride them of a
richer and more diversified business environment so that these ideas can
flourish more easily), very proactive for an integration of Business, a network
of proliferation of enterprises.
With 16 million Internet users in Brazil we have a
growing environment and waiting for all kinds of innovation.
Bring access and possibilities to be inserted into the
network business model, in an easy and managed way.
Despite belonging to a very large group of social
network, where each has its goal, business segment over the internet is still
little segmented and poorly explored, where the largest of this segment is
LinkedIn, with users focused on the interaction person to person in Job market
Search.
As each country has its legal, accounting criteria it is
very difficult to realize this idea in several different countries at the same
time, here in Brazil Nobody does anything of the kind. Facilitating the
interment at the regional level facilitates gradual expansion to the global
scope.
The price policy will be all around the cryptocurrency
itself, making it simpler to interact with different groups. Charges will be
percentage of transactions (as stated in financial management).
Valuation of charges for other activities will be
according to the market and hiring.
So that there is no expansion out of control, an
end-to-end expansion will be made for guests, then guests of the guests, so on,
in geometric progression to the opening for registration.
The guests, at first, will come from a list of
entrepreneurs and investors and friends, each 1 shall have 100 invitations to
release.
Tutorials of concepts and how to act on the platform will
be done in video to better understand the format of the platform.
Events with demonstratives with currency operating shows.
Large-scale events using our cryptocurrency as a monetary
system.
An effort in 2 front will be made for the implementation
of the blockchain and another for visual creation and interface of the
prototype. When finished the steps a server itself will be implemented for
better resource management.
The unification of the fronts with algorithms for each
must be tested for no data conflict.
For the value of the currency and/or companies has the
algorithm that will be rotated to each transaction that calculated the amount
of coins on the amount of bids for acquisition. (Validating each business cycle
by stipulating a new value for new trades).
With all the previous steps completed there will be 3
invitations firing waves, to better manage the performance of the first few
weeks.
Successive events for the dissemination of the currency
and presentations for corporate inclusions.
Data completion and processing.
A virtual wallet to use the currency in the registered
business (transfer of money between people and for use in the trade). Create a
sales invoice when it is business to customer and a reference when it is
between people within the blockchain.
Kids version, an interactive game of buying and selling
business assets, keeping the same logic of the site but with a fictitious money
and fictitious business.
In the Advertising News tab of the companies will be
negotiated to increase the visibility of companies traded in the environment of
the page. You will have business analysis for investors at no additional cost
to companies.
Program to control the company's internal accounting.
Program/application/Mobile registration of companies
(items marketed) with prices in reais (locked) transforming into PDC, creating
a shopping list and generating a form of payment on PDC (in the molds of iFood
but on site).
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